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Joining the Million Dollar Club

What??? Million Dollar Club? What the heck is that about? J over at Budgets Are Sexy has started a Million Dollar Club for those of us who are striving to save for our retirement. Successful retirement is all in the planning and here are the steps I will be taking:

1. Pay off debt. Starting with credit card debt which is currently at 2100.00 dollars.
2. Pay off mortgage. Okay... that is a little high....108,000 dollars.
3. Pay off hubs credit card. 9500.00 dollars.

Steps I will use to do this:
1. Increase my bi weekly withdrawl to my internet Emigrant savings account from 55.00 dollars to 60.00 dollars
2. Obtain a part time job to increase the amount I can pay on my debt.
3. Do Not Keep Up with the Jones! What I have is fine. What I have is fine. What I have is fine.

4. Start up 401k again. Due to a change in owners at the place I work, everything was put on hold until the dust settled.
5. Increase Roth deduction. Currently at 50.00 per pay check. Will increase to 60.00 per pay check.


This is a start.

3 comments:

J. Money said...

Welcome aboard my friend! Nice to see your game plan here - you can do it :)

(updated the "member" list to include ya)

Lisa said...

Thanks!

Financial Samurai said...

Nice work! Looks like there's been a lot of momentum since joining. Good luck with your goals!

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